Personal / Collections / Memorabilia
Memorabilia, Insured the Way Collectors Actually Own Them.
Coverage as serious as the history behind your collection. Provenance, LOAs, and authentication taken as seriously as you take them.
You've held things that were in the room when history was made. A ball from Game 7. A jersey that crossed a finish line that changed everything. A signed photo that connects you to a moment you watched as a kid and have never fully gotten over. You understand provenance, LOAs, COAs, and third-party authentication, because you know that the story behind the object is often worth more than the object itself. WAX Collect was built for collectors who take their collections as seriously as the history they represent.
The starting lineup
WAX Collect covers theft, accidental damage, fire, flooding, worldwide travel, and pets. Sports memorabilia and pets share a long, complicated, well-documented history. We cover the outcome either way.
That's the foundation. WAX Flex™ is the depth chart.
Lever one: Build your roster
Two optional coverages. Both toggleable. Your premium reflects your actual configuration, not a bundled package built for the average collector, which you are definitively not.
Checked Baggage Coverage
Extends protection to airline baggage handling. If you travel with signed pieces, game-used items, or graded slabs and you're checking anything, this protects you. If your collection travels carry-on only or ships professionally, easy remove.
Unattended Auto Coverage
Protects pieces left in an unattended vehicle. Post-show, post-signing, post-consignment drop, you know the scenario. If it applies, toggle on. If your collection lives in one secure location and doesn't travel commercially, save the premium.
Want Mysterious Disappearance? It's included as standard on WAX Classic™.
Lever two: Authenticate your payout
Most insurers treat a vintage signed OAL the same as a modern mass-market mini helmet, every policy locked at 150% agreed value. You know the difference. WAX Flex™ lets you apply it.
100%. Agreed value, paid in full. Right for pieces where value is primarily sentimental or where the market is stable and well-documented.
125%. Up to 125% above agreed value. Subject to the class limit. For pieces on an upward trajectory, an athlete whose legacy is growing, a cultural moment gaining historical significance, a franchise player approaching retirement with a legacy secured.
150%. Full market appreciation protection, up to 150% above agreed value. Subject to the class limit. For vintage game-used equipment with confirmed provenance. For pieces with perfect LOAs from major authentication houses that appear in historic photos. For Hall of Fame championship rings, items that live at the intersection of sport, culture, and history.
A confirmed game-used World Series bat is not the same insurance conversation as a modern auto'd rookie pack pull. WAX Flex™ finally acknowledges that.
Lever three, the championship bonus
Memorabilia collectors often collect across categories. Sports, entertainment, music, political history. Presidential signatures alongside championship pennants. Movie props alongside game-worn equipment. WAX Flex™ rewards you for bringing your full collection to one platform.
One category: base rate. Two: automatic discount. Three: greater automatic discount. No calls, no negotiations, no loyalty program enrollment.
The authentication standards
- Agreed value, guaranteed. Established with documentation. LOAs from PSA, JSA, or Beckett, auction comps, purchase records, photo-match evidence. At total loss, that's what you receive.
- $0 deductible in most U.S. states. Losing a game-used jersey is already catastrophic enough.
- 90 days of newly acquired coverage. Closed on a signed piece at a private sale with an ironclad COA? Covered immediately, automatically, while you update your policy.
- Worldwide coverage. Cooperstown. Canton. The auction in Monaco. Anywhere your collection goes or ships.
- Claims via the WAX app, handled by people who understand what you're claiming.
- AM Best A+ (Superior) rated carrier partners with a documented history of finding ways to say yes.
You didn't build this collection to leave it unprotected. You did the research, the authentication, the provenance work. Your insurance should respect that.
