Personal / Collections / Trading Cards
Trading Cards, Insured the Way Collectors Actually Own Them.
Pop reports, true market value, condition that matters down to the corner, your insurance should understand the same things you do.
You've pulled a 1/1 from a box that cost $500. You've watched a PSA 10 Mickey Mantle trade for more than a car. You know that centering can make or break a grade, that population reports are living documents, and that a pristine rookie auto from the right year can fund a college education. WAX Collect was built in a language you already understand, one lever, one toggle, one configuration at a time.
Cover the whole collection, not a spreadsheet
You shouldn't have to itemize every card to get protected. Our blanket coverage insures your entire collection under one limit, so new pickups are covered the moment they hit your hands.
Want scheduled coverage for your grails? Add itemized protection for your highest-value cards anytime.
The pack that comes standard
Every WAX Collect policy covers theft, accidental damage, fire, flooding, worldwide travel, and pets. That last one matters: your dog knocks the binder off the shelf, the PSA 9 is now a PSA 5, and we have your back.
That's the standard pull. WAX Flex™ is where you start chasing the hits.
Lever one, the refractors of your policy
Some cards in a set are base. Some are refractors. Some are superfractors. WAX Flex™ works the same way, two optional coverages that aren't bundled into every policy by default, because not every collector needs every protection.
Checked Baggage Coverage
Protects cards lost or damaged in airline baggage handling. If you'd never check a bag with cards in it, and most serious collectors wouldn't, easy toggle off. If you're transporting collection pieces or show inventory cross-country, toggle it on.
Unattended Auto Coverage
Protects pieces left in an unattended vehicle. After a card show, with slabs in the back seat and cases in the trunk, this is the coverage that earns its keep. If your collection never leaves a secure environment, it's an easy save on premium.
Want Mysterious Disappearance? It's included as standard on WAX Classic™.
Lever two: Grade your coverage
Traditional collectibles insurers set every policy at 150% agreed value, as if every card in your collection has the appreciation profile of a 2003 LeBron RPA. They don't. And you shouldn't pay as if they do.
WAX Flex™ lets you choose your payout range:
100%. Agreed value, full stop. Right for base sets, modern commons, or pieces where market stability is the assumption.
125%. Up to 125% above agreed value. Subject to the class limit. Smart for mid-tier graded rookies, steady appreciators, regional rarities gaining national attention.
150%. Full market appreciation protection, up to 150% above agreed value. Subject to the class limit. For 1/1 printing plates, BGS Black Labels, vintage tobacco cards, pre-war graded gems, and the rookie auto you pulled five years ago on a player who has since become generational.
You wouldn't insure a National Treasures RPA the same way you'd insure a bulk lot of base Topps. Neither would we.
Lever three, the master set of savings
Serious collectors rarely collect one thing. Cards plus memorabilia. Cards plus comics. Cards plus vintage toys. Bring multiple categories to WAX Collect and your rate improves automatically, no forms, no negotiations, no explaining your collection to a broker who doesn't understand pop reports.
One category: base rate. Two: discount applied. Three: greater discount. Real time. Every time.
The stats on the back of the card
- Agreed value, guaranteed. Submit with appraisals, grading documentation, and recent comp sales, at total loss, you receive that agreed value. Not a negotiated-down estimate from someone who thinks your hobby is a phase.
- $0 deductible in most U.S. states. Going from a PSA 10 to nothing is bad enough.
- 90 days of newly acquired coverage. Pulled a case hit last night? You're covered starting now, automatically, while you update your policy.
- Worldwide coverage, the National in Chicago, regional shows, the auction house in Tokyo.
- Easy claims via the WAX app. No fax machines. No phone trees.
- Backed by AM Best A+ (Superior) rated carrier partners with deep specialty experience and a documented record of finding ways to say yes.
You understand pop reports. You understand condition. You understand that documentation matters. Your insurance should understand the same things.
